Subject: Fair disclosure

Date:    11/30/2000 9:54 PM
     
     
Dear Members of the SEC:
     
Fair disclosure is essential in the developing investor market.  Individual 
investors need quick and fair access to pertinent investment information as 
they are doing their own analysis and making their own investment decisions.
     
Those who stand to gain from the status quo are engaged in nefarious 
specious argumentation to try to assert that the investing public will 
suffer with greater access to information.  The self-serving elitist nature 
of this argument is self-evident.  Those making this argument are attempting 
to protect their position.
     
Thank you very much,
     
Garrett Schultens