Date:    03/22/2000  9:07 AM

Subject: Proposed recommendation FD

Gentlemen:  I support your position regarding this issue.  As never before in 
our economy, individual investors are attempting to gain knowledge to invest 
by and for themselves in both the "old" and "new" economy.  This has only 
been made possible by the wealth of information now available to them.  The 
more they are educated, the more the market will remain stable.  I note a 
remarkable number of new investors daily who are pathetically uneducated. 
They are trying, but have a long way to go to catch up with the brokerage 
houses who husband insider information.  In general, the market weights 
against the small investor and any attempt a leveling the playing field will 
be extraordinarily valuable to our economy in the long run.  Thank you for 
your time in reviewing  and considering this message.  Mary L. Hornsby, CFO, 
Lawrence Group Architects.