Date: 12/19/1999 12:33 PM Subject: Fair disclosure Absolutely, the Fair Disclosure regulation should be adopted and enforced. One of the things, in my opinion, fueling the current healthy market is that the Internet has lessened dependency of investors on brokerage firms. Adoption of the FD would, again in my opinion, further market gains. Nancy Emmert 200 Roselawn Coleman, Texas 76834-7012