From: Blom, Adam [Adam.Blom@pseg.com]
Sent: Wednesday, December 17, 2003 7:27 AM
To: 'rule-comments@sec.gov'
Subject: File No. S7-27-03

To whom this may concern,
 
  a.. I am a 401(k) plan participant.  
  b.. It is truly unfair that I may be prevented from trading mutual funds 
  hours in advance of everyone else simply by the nature of the record 
  keeping process in such plans 
  c.. Can't we opt to electronically stamp the time of the transfer? 
  d.. Can't we perform audits and/or apply stiff penalties for violating the rules? 
  e.. Is this legal? 
  f.. There should be a greater explanation to justify this crucial decision.
 
Sincerely,
Adam
 
ADAM J. BLOM
Engineering Assistant
P-(201) 337-2528
F-(201) 337-8248
MC-311
E-adam.blom@pseg.com


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