From: Margaret [margarethd@sbcglobal.net] Sent: Monday, March 29, 2004 6:43 PM To: rule-comments@sec.gov Subject: S7-19-03 Dear SEC There is so much that needs attention and reform (not just because I lost $40,000 with Worldcom, either). I feel very strongly about this entire issue of reform. You know what needs to be done. Perhaps an administration change will motivate (or allow) you to think of the average investor more generously. Margaret Dower 1112 Highland Houston Texas