From: rpandgf@juno.com
Sent: Saturday, January 24, 2004 7:39 PM
To: rulecomments@sec.gov
Subject: New Confirmation and Point of Sale Disclosure Requirements

Dear Commissioners;

The proposed rule changes under subject requirements are needed to 
provide a level playing field for all investors. Your positive action 
certainly has received recognition of those responsible, for insuring 
accountability in the Mutual Fund Industry.

Please proceed to implement these rule changes so all investors are 
treated fairly as equals.

As a small investor, I feel those with the fiduciary duty, in selected 
Mutual Funds, have simply been intentional failures. Many of these 
Fund Managers and or Brokers have acted to deliberately deceive. Small 
dollar amount fines are inadequate; substantial jail time is in order. 

Respectfully,
Robert Fickenwirth
Small Investor