These are my thoughts regarding the proposed action in the above release number 34-99393. On the onset, I want the OCC to maintain power when and if this goes into effect. Your proposal blatantly illustrates that you want to let individuals who take it upon themselves to venture into extra risky ventures to simply let them off the hook. Your release information clearly stated during the first meme frenzy that these entities were given reduced margin requirements of 20 billion. I vote no to your proposed action because it does not help in any risk control. Secondly, your proposal temporarily contains market deterioration and at the same time, adds risk in the long term. This creates a greater systematic risk in the future. Thirdly, this encourages bad behavior,. More people will live in the risk area because they know if they live in the risk area and if the criteria is met in this new proposition, they will be saved and will continue making riskier bets. Instead of this rule, update margin requirements to need more collateral in cases of shortfall. Your document stated 99% expected shortfall. To help drop the 99% to say 10%, one should be required to raise more collateral....that simple......it's how it's been in the past and should be now and the future. Keep it simple.