Hello OCC, I am against the proposed ruling for SR-OCC-2024-001. Increasing margin requirements during high volatility sounds like exactly what needs to occur to counter the heightened risk involved with idiosyncratic events and special exceptions for procyclicality should not be added. It appears as if the change is solely to allow bad actors to continue with risky investments without risk of defaulting, thereby enabling their bad behavior and putting the entire market at risk. I would like to have been better informed about the history and background of the decision making, but Exhibit 3A, 3B, 3C, 3D, 3E, 3F and Exhibit 5 have all been redacted from the pdf. I find it insulting that out of a 263 page long document, only 57 pages are readable by the general public, to whom you are requesting comments. With the limited information available, my informed opinion is that this proposed rule change is a bad idea and should not be allowed to go forward. Thank you, - Jeremy