Subject: Proposed Rule Change SR-OCC-2024-001 34-99393
From: kelly kellyurquhart.com
Affiliation:

Feb. 6, 2024

Dear SEC, 


I am a concerned retail investor. 


It is essential to carefully evaluate the OCC’s proposed rule change and its potential implications on market stability, fairness, and transparency. 


Why are 200 pages redacted? 


By implementing additional safeguards and refinements to the rule, we can strengthen the resilience of the financial system and uphold the integrity of the market for the benefit of all stakeholders. 


Retail investors are currently at the bottom of consideration. We need full transparency. 


Thank you for considering my input on this important matter. 


Best, 


Kelly Urquhart