Apr. 20, 2022
To whom it may concern, The "free" market already lacks transparency and accountability for the large institutions. This proposed rule once again gives them an advantage over your average retail investor. This proposed rule would increase avoidance of true price discovery through onward lending. It also removes the infinite risk of naked short selling entirely, and in doing so the deterrent of engaging in reckless and risky business practices is removed. The retail investors have had an unfair advantage in the markets and this just tilts the playing field even more in favor of larger institutions. The SEC is supposed to be protecting your average American who just wants to invest our hard earned money so that maybe one day we can retire. I ask you to please have the retail investors' best interest at heart when you go to vote on the proposed rule. Best Regards, Ben Ellis