Subject: File No. SR-NSCC-2022-003
From: Darren

April 23, 2022

This rule change does not help retail but in fact it hurts it. The market is already rigged for the big players and no one is looking after the retail investors. Banks are already dangerously over leveraged and this will just add to the problem and encourage it, instead of trying to do something to limit it. I believe this rule change proposal to severely hurt the markets and continue to hurt the retail investor.