April 20, 2022
This proposed rule change is a clear attack against average retail investors and in direct opposition to the SEC's Mandate to enforce a free and transparent market. The SEC needs to vote no on SR-NSCC-2022-003 and continue to fight for a more transparent and free market. Brokers would be given the freedom to \"lend\" SFTs created by the NSCC whenever, and charge whatever they want. If they want to charge each other zero dollars to lend those imaginary shares, they can. This will lead to a further loss of faith in the markets and a lack of faith in the SEC/federal government to protect its markets and citizens.