Subject: File No. SR-NSCC-2022-001
From: Xavier McCormick
Affiliation: Inside Sales, Madison Square Garden Co.

April 20, 2022

The SECs mandate is to protect investors, maintain fair, orderly, and efficient markets, and to facilitate capital formation.

This rule exclusively protects institutions with every advantage possible (HFT strategies, off-exchange wholesaling, ability to create ETFs, etc.) that have knowingly taken short positions with infinite loss potential, and allows them to hide these positions.

If I were to short a stock and it goes up, Id get margin called by my broker immediately. Hold institutions to the same standard.

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My father left Wall Street prior to the collapse of the housing market in 2008 after seeing the corruption in the system. For years I resented his decision, as we grew up in a less than desirable financial position after he became a teacher. I now see why he left the industry - corruption like this.

Be better.