February 18, 2016
MORE TRANSPARENCY WITH MUTUAL FUNDS AND THE BENEFICIAL OWNERS, THE DISTRIBUTION OF FUNDS AND DIVIDENDS IN REGARD TO PROPRIETARY TRUST WITH BANK ADMINISTRATORS IS NOT SUFFICIENT ENOUGH FOR DISADVANTAGED INDIVIDUALS WHO MAY NOT HAVE ACCESS TO XBRL DATA OR OTHER SOURCES OF INFORMATION AS READILY AS OTHERS IN THE INDUSTRY AND THEREFORE DISABLES AND DISCOURAGES PERSONS FROM PARTICIPATING AND OR CONTINUING THE PROPRIETARY WORK. THE LITERATURE IN MOST OF THE DOCUMENTS IS CONFLICTING TO EVEN THE MOST ADVANCED READER LET A LONE SOME ONE UN FAMILIAR IN THE ART MORE REMEDIAL TERMS AND DESCRIPTIVE TERMS AND DIRECT INFORMATION IN THE FORMS RELATED TO FILING OR OFFERINGS.