Subject: SR-FINRA-2024-007; Subject: Support for FINRA Rule 6500 Series on Securities Lending Transparency
From: Freddy Lo
Affiliation:

Aug. 9, 2024

Dear Security Exchange Commission,

I’m writing as an individual investor to express my strong support for
the proposed FINRA Rule 6500 Series, which requires reporting and
public sharing of securities lending information.

The Managed Funds Association (MFA), which represents many fund
managers, has raised concerns about these rules. They suggest limiting
transparency to what the SEC mandates, fearing that too much
information could harm investors and market liquidity. However, I
believe that broader transparency is crucial for a fair market. It
levels the playing field by helping all participants access important
information, leading to better price discovery and lower monitoring
costs.

The MFA also worries that revealing detailed loan information could
discourage market participation by exposing short sellers' strategies.
I disagree. I think this transparency reduces systemic risks and helps
all investors understand the terms and risks of securities loans,
contributing to a fairer and more orderly market.

I’m concerned about the provision allowing FINRA to suspend reporting
in certain cases. This could undermine the transparency that the rule
aims to achieve and create an unfair advantage for some market
participants. It’s important that any suspension of reporting is used
sparingly and with clear justification to maintain the benefits of
transparency.

The requirement to report detailed data like the security issuer’s
name, transaction dates, and loan amounts is essential for keeping the
market fair and competitive. This information helps all investors make
informed decisions.

In conclusion, while I support FINRA Rule 6500 Series for promoting
transparency and protecting investors, I urge careful control over any
suspension of reporting requirements to ensure these goals are not
compromised.

Sincerely,
Bliaxu Lo
A household investor