Subject: File No. SR-FINRA-2010-053
From: James H Boyd, Jr
Affiliation: Retired banker

November 30, 2010

I am a victim of what I suspect is securities negligence and abuse. I have filed a
complaint and my case is scheduled to be heard by three arbitrators in 2011.
I strongly support adoption of Rule 2010-053. The required presence of an
industry arbitrator creates an over whelming image of bias and should be
eliminated. Thank you.