Subject: File # SR-FINRA-2007-020

January 16, 2008

This is an idea whose time is long overdue. The proposed rule will save countless hours of redundant review and approval processes for many FINRA member BDís. As a matter of business practice, many of us already ask for and receive a copy of the filing letter and approval letter from the FINRA Advertising Department before we allow our reps to use any sales material from a product manufacturer. To have the same sales material reviewed over and over again by numerous compliance and legal staffers at multiple BDís serves no useful or beneficial purpose, in terms of additional investor protection concerns. I am strongly in favor of the rule as proposed.

Neal E. Nakagiri
President, CEO, CCO
NPB Financial Group, LLC