Subject: SR-CboeBZX-2018-040
From: Kyle McDougall

July 10, 2018

Remove the accredited investors restriction. Wealth is not a measure of intelligence and non accredited investors, believe it or not, actually have brains, too. Please open up this ETF to all investors. Then approve it.

Also, too many exchanges are getting hacked. We need different investment instruments that enable more secure environments, with custodial services and cold storage.