Subject: File No. S7-41-11
From: Armida Brashears

February 11, 2012

I'm writing in support of a strong Volcker Rule. My family and I were affected by the economic collapse of 2008, and we don't want it to happen again.

As you prepare the final rule, bear in mind the fundamental goal of the rule - to ban big banks from exposing consumers and taxpayers to risky proprietary trades.

Banks that break the rule should face swift, automatic penalties for violations. Violations of the Volcker Rule endanger the stability of our financial system. They should not be treated lightly.

Exemptions should NEVER be allowed because they are using depositer money.

Thank you for considering my comment,

Armida Brashears

Huntington Beach, CA