Subject: Comments regarding File Number S74111

February 9, 2012

I'm writing to urge you to support a strong Volcker rule. Large banks have shown by their actions that they are willing to jeopardize the health of the US economy with risky, speculative trading. The SEC needs to do everything possible to rein them in.

Banks need to know that if they violate the rule, they will have to face the consequences, which should include substantial penalties and the loss of privileges. A recent New York Times article demonstrated how often big banks flout the law without fear of having the US government restrict their actions. This is appalling. The SEC needs to take a tougher stance.

Please protect our economy by making the Volcker rule a strong, effective tool that can be used to stop banks from fleecing the American public.

Thank you for your time.

Casey Maddren

Los Angeles, CA