Subject: Comments regarding File Number S74111

February 9, 2012

I'm writing in support of a strong Volcker Rule. My family and I were affected by the economic collapse of 2008, and we don't want it to happen again.

If they want to take risks, they can do it without taxpayer subsidation.

Terrence Karney
SSG, USA (ret)

Terry Karney SSG USA (ret)

Jersey City, MT