Subject: Comments regarding File Number S74111

February 9, 2012

I'm writing in support of a strong Volcker Rule. I know too many people who were affected by the economic collapse of 2008 to ever want it to happen again.

As you prepare the final rule, please bear in mind the fundamental goal of the rule - to ban big banks from exposing consumers and taxpayers to risky proprietary trades. Banks that break the rule should face swift, automatic penalties for violations. Violations of the Volcker Rule endanger the stability of our financial system. They should not be treated lightly. Any exemption that would result in exposing consumers and taxpayers to bank risk should be rejected.

Thank you for considering my comment,

Glenn Krakower

Greenfield, WI