Subject: File No. S7-35-11
From: Elizabeth H Petersen
Affiliation: Teacher

September 5, 2011

Please, please, stay away from the mortgage REITS It is one of the few areas where I have been getting income from their dividends. I'm a small investor, but my retirement is looming and I am depending on such income. Please find a different way to solve problems Thank you for considering the position of the small investor. WE MATTER TOO