Subject: File No. S7-34-11
From: bill l soule

September 7, 2011

Dear Sirs,
I am willing to take the risk of higher inflation rates in the future with NLY, but, to change the rules in the middle of the stream about leverage and such seems very arbitrary, and possibly political as well. Many of us old people need the Interest provided by NLY, and others, to raise the overall rate we can achieve with our savings because bonds and such are as good as worthless in that regard --.I'm to old to work anymore. Many of us have 6 X leverage in our everyday lives in our homes, our cars, and such.
I also am highly upset that the banks are being sued. Shortly after the economic demise of our country, the people responsible should have been prosecuted and jailed. I believe 134 billion in bonuses were paid right after that, and much of that could have been used to make restitution to Fan/Fred, and others. At least 100 Billions were paid out by the FED to foreign banks too. In any event, that's my comments.