Subject: S7-32-10: Webform Comments from Robert Frank
From: Robert Frank
Affiliation: Accountant

Aug. 12, 2023

I support the passage of rule S7-32-10.
I am an individual retail investor whose eyes have been opened over
the past 3 years to the inner-workings of the US markets. Not only are
they too fast for any retail investor like myself to possibly be
competitive, they are to opaque to comprehend. I believe in fair and
free markets for all, and a step to that truly free market is
transparency of data. The hiding of massive swap positions not only
puts institutions at risk for they may not know what assets are
contained in said swaps, it also creates a systemic risk if these
positions start to unexpectedly loose or gain value. This scenario can
lead to disasters such as Archegos capital that imploded due to
concentrated and hidden swap positions.
I also encourage more aggressive punishments for firms and
institutions breaking reporting rules. If they can continue to falsely
or inaccurately report and pay a fine without admitting to wrongdoing
it is not a deterrent, it is legal for a price.