Subject: File No. S7-32-10
From: Marcin

February 19, 2022

As a United States Citizen, and a working middle-class individual, I am gravely concerned with what I have witnessed in our capital markets over the last few years. It appears that the markets ability to self-regulate may be compromised, and I agree with the committee that greater market transparency is needed immediately. Manipulative and fraudulent behaviors need to be addressed as soon as possible.

The American dream is slipping out of the hands of its workforce the literal backbone of this country.