Subject: File No. S7-32-10
From: Ted Kalis
Affiliation: Software Engineer

February 7, 2022

The main issue that individual investors such as myself and others face daily in the markets is a lack of honor by the market makers and hedge funds. They are easily able to manipulate any ticker they see fit, and profit while ensuring that the individual investors never make profit. We are, unofficially told to, stay in line and not disturb the trillions of dollars taken from retail over time.