Subject: File No. S7-32-10
From: Pedro Goncalves
Affiliation: Retail investor

February 7, 2022

I believe retail investors should have access to as much information as possible. Complete and total transparency is needed to ensure fiarnedd across the board and to allow retail investors like me the opportunity to safely invest in our own futures.

I hope this is a step in the right direction for me and every other investor around the world, regardless of how much capital they have.