Subject: File No. S7-32-10
From: Peter

February 7, 2022

The rules need to change. This is a good start.

As a retail investor I need a fair market to invest. Today, its not fair or free.

At this stage its more gambling than investing because Institutional Investors can mostly do what ever they want. Dodge most rules or just get very small fines.

But this is a good start.