Mar. 22, 2023
ATTN: Vanessa A. Countryman Secretary U.S. Securities and Exchange Commission 100 F Street, N.E. Washington, D.C. 205499–1090 rule-comments@sec.gov Please consider eliminating off exchange trading/routing of retail orders (including "odd lot" orders) to market makers for internalization. Alternative Trading Systems (ATS) continue to be abused and are not being used for their intended purposes. Instead, ATS/"dark pools" limit true price discovery as a vast majority of retail trades do not see the light of day (i.e. on the "lit" exchanges). I stand in full support of We The Investors' proposals as they aim to improve market transparency and true price discovery. Overall, market makers abusing off-exchange trading can result in reduced liquidity, higher trading costs, and lower returns for investors. It is important to be aware of the potential risks associated with off-exchange trading and to carefully consider the fees and pricing structures of investment products before making investment decisions. This comment letter is my attempt to advocate for our (my daughter and I) financial well-being. Jordan Cox