Subject: S7-31-22: WebForm Comments from Vincent Marino
From: Vincent Marino
Affiliation: Retired Investor

Dec. 20, 2022

December 20, 2022

 The lack of competition when the trades are processed inside 90% dark pools, the FTDs that never see completion, the spoofing to manipulate prices, has hurt my family finances. I'm retired and don't expect the billionaires to cheat the little guy out of retirement money. More competition will make the market great again. The world is watching.