Subject: File No. S7-28-07
From: roger j Galket
Affiliation: individual investor

February 8, 2008

This type of prospectus will provide the individuals who are considering mutual funds with a simple and concise overview of the fund. GREAT IDEA This short form should provide enough information so the investor can determine whether or not to look at the regular prospectus before investing. Also a simple way to compare funds.