Subject: S7-26-22: WebForm Comments from Kens Bane
From: Kens Bane
Affiliation: Retail Investor

Jan. 16, 2023

January 16, 2023

 Liquidity issues in risky circumstances can be better navigated by decreasing or abolishing the lenient timeframes given through Failure to Delivers, allowing large institutions to gradually build up net short positions or loaning of millions of assets only accumulates vast amounts of potential debt obligations that are unrealistic in this competitive market or give way to catastrophic financial decline that affects clients more than the institution itself when they are absolutely blameless.

Any fund caught abusing said liquidity requirements needs to face severe ramifications whether this is financial default or legal action.