Subject: Accreditation rule change
From: Max Harker, Adjunct Professor
Affiliation: BYU-I

December 19, 2019


Allowances should be made for companies like seed invest and ourcrowd who carefully review companies they list on their platforms. If they endorse an investment, although it is still risky in the sense it is a startup, exceptions should be made for retail investors to be able to invest in those. 

Also, the limit should be lowered or not exist at all if a retail investor invests a small percentage of their assets or income. 

It is unfair that only the super wealthy can invest in the best startups. The best start ups currently have no incentive to go through a more difficult filing process just to offer to retail investors. 

Thanks 
Max Harker 
Adjunct professor - BYU-I 
MA Econ 
MS Finance 
Director Finance 
Former Advisor 

Sent from my iPhone 


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