Subject: File No. S7-24-15
From: Chris Mauldin

April 7, 2020

It is my understanding that the SEC is considering limiting investment options for investors by initiating a qualification process. I use such investments in small percentages in my accounts. I use these to ensure enhanced returns when the market is rising. Investors should not be prohibited in their choices for fear that this is interfering with free markets. It sets a precedence that is not only not needed but may be harmful.