Subject: File No. S7-24-15
From: Ron Kelsey

March 24, 2020

Not being allowed to invest in leveraged or inverse funds would be detrimental to my family and I. We would not be able to protect our estate and retirement. We don't want a 3rd party evaluating me as to my capabilities to understand leveraged and inverse funds, especially since the Wall Street Journal stated that 60% of professional advisors were touting wrong advice. Stock brokers/CFPs/Financial advisors have historically told clients to follow the course they have made for them NOT what the clients want. Their attitude has been that investors are NOT knowledgeable and have been subject to be victimized by self-serving "so-called" financial professionals. Investors should be allowed to continue to make their own decisions.