Subject: File No. S7-24-15
From: Scott Francis

March 20, 2020

I am retired and my investments pay 3/4 of me and my wife's living expense. The proposed rule #S7-24-15 would create a large burden on our ability to support ourselves. Leveraged and Inverse ETF's or other funds are important in allowing me to seek enhanced returns and help protect my portfolio. I am quite capable of understanding them and do not want third-party evaluating my capabilities or preventing me from buying them. My wish is to preserve free public markets where investors and their advisors have the freedom to buy public securities without additional government imposed limitation on investor choices. Allow the people the freedom to fund their retirement and investments as they should, without more government imposed limitations.