Subject: File No. S7-24-15
From: James Finley

March 20, 2020

I believe it would be a huge mistake to interfere with our ability to participate in the financial markets as we, individual investors, see fit. We have limited protection for our 401k and other like vehicles and disallowing inverse funds or shorting of stick hurts us all. Actually when you do such things you accomplish nothing but to eliminate buyersthe exact opposite of the intent. Will you close the option exchanges and eliminate derivatives. After the 29 crash we created the uptick rule- dont compound your error of allowing banks to do what they were forbidden to do after the cash by tying the hands of the public. There is no point in a free stick market system if you change the rules to favor more manipulation of prices-this downside move has been a long time coming to correct the ridiculous excess that has been allowed and encourage by government. Ive been in an inverse funds since 2017 because I saw this coming-that is how the market works, it is not the fantasy one-way street government would likereality will always prevail.