Subject: File No. S7-24-15
From: Ganes P

March 15, 2020

The sec should not dictate how a person invests their money. They work hard for it and should be wise how they invest it. The stock market itself is a big risk. risks are everywhere. If the sec is going to tell people how to invest their money, then it should be for the stock market as a whole. the market is risky for everyone equally. "The proposed regulations, if adopted by the SEC, will require you to provide extensive financial and personal information to your brokerage firm or financial advisor who, after review and evaluation of your financial and personal information, will decide for you whether you are sufficiently capable of evaluating the risks of using LI Funds". if the sec is for to do that, do it for the whole stockmarket not just for the EFT funds.