Subject: File No. S7-24-15
From: Leonardo Gonzalez

March 16, 2020

What RU Nuts?. How else are you supposed to hedge your 401k retirement plan (which is a tax code anyways though, but still) (the founding father of the 401k himself, said it was never meant to be a retirement plan. (it really started as a tax shelter for the rich). Yes it is true that few people monitor their investments (if you want to add regulations just have firms disclose the risks extensively and in BIG BOLD LETTERS) but there are those of us who do definitely need the LI funds. Look what's happening to the market lately, if it wasn't for lI funds people could be in the hole. Anyways may the Lord guide your decisions. GOD Bless. Leo.