Subject: File No. S7-24-15
From: Joseph Woolums

March 13, 2020

Through the funds prospectus and Fidelity's warning about investing in Leverage Inverse funds, my awareness of the risks associated with such investments are clearly understood. My appetite for aggressive funds should not be hindered or solely determined by what my brokerage house believes to be acceptable for a person of my knowledge. It does not take a degree in finance to understand the risks involved with these types of investments (clearly spelled out multiple x in the forms mentioned above). I check my investments daily and I am able to comprehend the risk associated with - please leave my investing decisions to me , myself I.