Subject: File No. S7-24-15
From: John Bearce

March 12, 2020

As a citizen veteran and adult I find it impossible to understand why the SEC thinks it know what is best for me on how to invest my money. I am a owner/investor in LI Funds and have been trading these funds for twenty years and I fully understand the risks associated with these funds. I appreciate the SEC overseeing the Financial Industry to make sure trading is done on a fair and ethical basis, but do not appreciate or approve of the SEC making decisions for me. Present your factual concerns and let me make my own decision. If you believe a product is bad ban it.