Subject: File No. S7-24-15

March 12, 2020

I am a small personal investor. I have used inverse leveraged and inverse unleveraged funds to hedge my exposure to my stock holdings. I feel it is important to give me and other small investors the seams ability to hedge my stocks as large investors. I do not have the resources to undertake the risky strategy of shorting stocks. By using inverse leveraged funds, I can do the same thing without undue risk.