Subject: File No. S7-24-15
From: Matthew Thornton

March 11, 2020

Dear SEC,

These are important instruments for average investors. There is no perma-bull market and these are one of the few financial instruments that make sense in a bear market. These funds clearly state their objectives and investors have no input into the mechanics of the investments. Balance is what is important to maintain our free and FAIR markets. Please reconsider the proposed rule change for these funds.