Subject: File No. S7-24-15
From: Ruth B

March 10, 2020


My retirement funds are locked up in 401k and other IRA accounts. And I use leveraged/inversed ETFs to grow my account during the right market conditions.

I am experienced in the market and in using these instruments.

Please do keep these instruments available to investors who know what they are doing. Else, I will never be able to save enough in my retirement accounts and therefore become a burden on my family and society.