Subject: File No. S7-24-15
From: Chester Hsieh

March 10, 2020

If this proposef rule had gone into effect before the recent Coronavirus scare, I would have lost a large portion of my retirement funds since I would have lacked the tools necessary to hedge my positions in my 401k account, which doesn't allow options (which is probably even more risky in the eyes of the SEC).

As a result, if this proposed rule was in effect, then instead of protecting me, the SEC would've actively sabotaged my ability to protect my wealth.