Subject: File No. S7-24-15
From: Timothy Hellman

March 10, 2020

I use the funds to leverage my business exposure. I have been in the oil industry as a explorationist and producer for 40 years. These funds help balance out my exposure to these constantly changing global oil markets. I invest in these funds regularly. To impose any kind restrictions that I have to purchase these through an advisor or broker and provide extensive personal financial information is crazy and expensive.