Subject: File No. S7-24-15
From: Brian Yang

March 10, 2020

Dear SEC,

As an investor with limited capital, I have found LI funds to be a great hedging tool that helps me protect values of my longer term investments when unexpected shocks occur in the market.

While I fully understand that some investors, who are uninformed about the characteristics of the LI funds, which expose them to very large losses, I believe the better solution will be to increase education of those products and NOT ban them altogether.