Subject: File No. S7-24-15
From: Michael Jacob

March 10, 2020

Why do you (SEC) think that you can tell people what they can do with their own money. Inverse funds allow individuals the ability to hedge the market while choosing your own level of risk. Please do not encroach more on individual decision making and rights. The majority of people should not be penalized because some people aren't fully informed. We need the ability to earn money in up and down markets and shorting is much more dangerous, difficult and volitile. Thank you and please allow us to make our own decisions with our hard earned money Mike