March 6, 2020
To the SEC,
I am an individual investor and it concerns me that you wish to interfere with my investment choices. The reason I began investing on my own was to avoid institutions imposing what they thought was best for my financial well being. I fully understand how these funds work and use them accordingly. they have allowed me over the years to achieve better than average returns. Removing them from my options of investment tools would not protect me but could greatly hinder my financial goals. I am very strongly opposed to this proposal.